These case studies, describe the variety of approaches taken by teachers and schools to develop financial capability at Key Stage 3. These range from piloting PSHE/Citizenship modules for particular year groups to tackling individual personal finance topics to enhance subject areas such as mathematics or ICT. Some case studies provide exemplar resource material you might find useful.

These case studies describe the variety of approaches taken by teachers and schools to develop financial capability at Key Stage 4. Some deal with how a school might establish the skills their young people require. Other case studies provide descriptions and sample resources for teaching elements of financial capability such as understanding how the economy works, local and central government spending and pay rates.

The case studies presented here demonstrate how to make personal finance education engaging and relevant to students making the transition to adult life from a wide range of circumstances. Some students may be planning to go into higher education and along with other young adults need to learn the skills to live independently.

These case studies extend the ideas presented in the Good Practice Guides as to how additional provision needs to be made to meet the requirements of high achieving pupils.

In these case studies teachers and pfeg school advisers and facilitators describe what has been effective in supporting teachers to become more confident and competent in developing financial capability. Many examples show the practical outcomes of the development process.

These case studies demonstrate the breadth of what is understood by cultural diversity and what this means for different groups from a financial view point. How do we, for instance, develop financial capability amongst groups who are diverse in religion, gender and in economic circumstances?

These case studies describe the many different ways it is possible to draw on the expertise of those who work in the world of finance. They describe the contribution of a wide range of organisations, in addition to banks and building societies, which are dealing with financial matters on a daily basis. These include Citizens Advice, Credit Unions and local businesses and how they are able to make a significant contribution to learning programmes aiming to develop students' financial capabilities.

Parents are a significant influence in children's lives – their experience and expertise are often a valuable resource for teachers which could contribute to their children's learning. These case studies describe how some schools have encouraged the involvement of parents in developing the financial capability of young people.