Ron Sandler, Chair
Ron Sandler chairs a number of companies, both public and private. He was previously Chief Operating Officer of NatWest Group, and before that, Chief Executive of Lloyd’s of London. In 2002, he led an independent review of the UK Long Term Savings Industry. He is a recent past president of the Chartered Institute of Bankers.

Association of British Insurers
The Association of British Insurers is the trade association for insurance companies representing around 400 companies who provide protection, savings and investment products ranging from motor insurance through ISAs to life insurance and pensions. The ABI is a founder member of pfeg and continues to support the charity's work. The ABI shares pfeg's ambition to equip future customers to choose with confidence appropriate financial products that enable them to manage their finances effectively.

The Association of Investment Companies
The Association of Investment Companies is the representative body for over 300 investment companies who manage over £90 billion of assets on behalf of shareholders. The Association is committed to personal finance education because it is key to developing an informed savings culture in the UK. The AIC strongly supports pfeg and believes that increased understanding of financial matters will help young people take charge of their finances and provide sufficiently for their future.

Investment Management Association
The Investment Management Association represents the UK investment management industry. Its 178 full-members manage £3.1 trillion assets in pension funds, insurance funds and investment funds, such as unit trusts. Victoria Nye, IMA's Director of Training and Education, was one of the founder members of pfeg. She and IMA have been very supportive ever since and she now chairs the Remuneration Committee. Victoria is also involved in developing strategies to improve parents' financial capability as Chair of the FSA's Being a Parent working group.

British Bankers' Association
The BBA is the leading UK banking and financial services trade association and acts on behalf of its members on domestic and international issues. Our 230 banking members are from 60 different countries and collectively provide the full range of banking and financial services. They operate some 130 million accounts, contribute £50 billion to the economy and together make up the world’s largest international banking centre. The BBA believes fundamentally that the way to achieve greater financial capability across the population is to make personal financial planning a compulsory part of the school curriculum from as young an age as possible. The BBA also encourages members to apply for the pfeg Quality Mark for any material they publish for schools.

Building Societies Association
The Building Societies Association is the representative body for all 65 of the UK's building societies - an industry which offers a range of financial services to its 2.5 million borrowers and 15 million savers. The Association believes that personal finance applies to many aspects of people's lives, and that the education system plays a vital role in making sure people are well prepared for this.

Which?
Which? views personal finance education as key to ensuring consumers can make informed decisions in a complex market place. We believe it could be one of the most effective long-term strategies to ensure consumers better understand their financial needs and plan effectively for all their key life stages. Which? is the largest consumer organisation in Europe and is totally independent of government, industry and regulators.

Royal Bank of Scotland Group
NatWest and RBS have been at the forefront of promoting financial capability for well over a decade. The award-winning secondary schools programme Face 2 Face with Finance is one example of how RBS group is helping equip young people with the skills and knowledge they will need to be able to take effective financial decisions in adult life. RBS group believes financial education should be an entitlement for all, and is committed to working with organisations such as pfeg to help achieve this objective.

Roehampton University
Roehampton is a friendly, modern lively University located in a beautiful and historic campus in South West London. It is made up of 4 colleges which together with the Student Union provide a strong sense of community. Roehampton University has been at the forefront of educational innovation and teacher education for more than 150 years. It recognizes and supports the good work undertaken by pfeg in meeting the needs of young people in helping them to become financially capable and confident in managing their personal finances. Marilyn is currently on secondment to the FSA where she leads the Higher Education strand of the national financial capability strategy for the UK, a project that she strongly believes will help students to become financial competent through education and intervention, encouraging students to confront debt and take control of their own finances.

The Share Centre
The Share Centre is a leading independent stockbroker which has been committed to encouraging widespread investment and share-ownership since its formation in 1990. With an extensive and investment fund services for individuals and investment clubs it has developed a distinctive sense of participation in ownership, which has included a distribution of free shares in its parent company, Share plc, in 2000. The Share Centre is working with pfeg to increase education in personal finance, and provides the 'Shares4Schools' real investment competition for Lower Sixth students. It also supports the Child Trust Fund as a significant part in developing financial awareness for young people.

Stantonbury Campus
Mark Wasserberg is Principal of Stantonbury Campus, a very large 11-18 Foundation Comprehensive School and Specialist Art College in Milton Keynes. The Campus has worked with pfeg, trialling materials in mathematics lessons and also offers the Certificate and Diploma in Financial Studies from IFS. He is interested in bringing the schools' perspective to the pfeg Board.

The Children's Mutual
The Children's Mutual is the UK's only dedicated specialist in long term children's savings. The organisation has been marketing its Baby Bonds®‚ for more than 20 years and children's savings plans for over 50 years. Much of its focus is on helping families to provide a financial springboard to more and better opportunities in life. The Children's Mutual recognises the importance of supporting organisations like pfeg and is keen to assist in educating children on personal finance matters. David is a member of the steering group set up as part of the FSA's Towards Financial Capability project. He is the only provider representative on the 'Being a Parent Working Group', a project he firmly believes will build on the launch of the Child Trust Fund and encourage parents to consider the financial needs of their children.



Special Adviser to the Board
The Financial Services Authority
The FSA is the independent watchdog set up by government to regulate financial services and protect consumers. The organisation has a statutory duty to promote public understanding of the financial system and working with pfeg helps it meet this remit. The FSA is leading on the National Strategy for Financial Capability that brings together financial services industry, consumer and voluntary organisations, government and media to find ways to improve the UK's financial capability. Working in schools is one of the 7 priority areas that provides a framework for the strategy.

Observer to the Board
Department for Children, Schools and Families
The Department for Children, Schools and Families has policy responsibility for Personal Social and Health Education (PSHE). From September 2000, as part of the PSHE framework, schools are expected to include financial capability as a topic at all key stages. This is supported by the Department's Guidance for schools on Financial Capability through Personal Finance Education, which was published in July 2000.